It is always a good idea to speak to your university or student union before taking out a personal loan.

If you are not able to get a grant, then a personal loan may be an option – but you should consider your financial situation carefully.

Where to get a student loan?

Some banks offer special student loan deals.

If you don’t already have a student bank account some come with an overdraft option which may be of use

What a student loan pay for?

Student loans can pay for any necessary expenses, such as housing, food and study expenses – as well as any course fees.

Struggling financially

If you struggling financially whilst at college/University you should speak to your support services as they may be able to help.

If you are in a lot of debt you might want to consider speaking to a debt advice organisation.